Insurer Groups Sue Over Washington State Credit Scoring Ban

OLYMPIA, Wash. (AP) – Washington state Insurance Commissioner Mike Kreidler’s adoption this week of a rule prohibiting insurers from using credit scoring to set rates for auto, homeowner and renter insurance has already drawn a legal challenge from insurer groups.

Three groups jointly filed an administrative challenge and a civil court lawsuit seeking to stop the rule.

The rule was announced Tuesday and is set to take effect March 4 and last for three years after the end of pandemic-related federal and state emergency financial protections, whichever is longer.